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PRLog (Press Release) - Jan. 22, 2013 - Do you want to go about financing your home improvements?You can often finance your house improvements through your first lender as a rider to the loan. If you have significant equity in the home, you can get a second or home equity loan. Knee Deep In Debt? Get Relief Today! http://www.nonprofitcreditcardconsolidation.net/
Seconds, also referred to as home equity lines of credit, are your best bet for financing home improvements. Nevertheless, it's more challenging to get these loans in the current economic climate because there has been a credit squeeze. Countrywide, which financed many second mortgages, failed as an institution.
Nonetheless, if you have decent credit and you can show that value will probably be added to the bottom line of your house, you should have the ability to go about financing house improvement projects that you simply wish to undertake.
Home improvement loans can consist of projects that maintain or increase the value of your house. Landscape improvement and the installation of swimming pools are frequently included in house improvement loan categories. Knee Deep In Debt? Get Relief Today! http://www.nonprofitcreditcardconsolidation.net
Before you even start to consider the financing house improvement options, you need to have a plan. You need to know precisely what you are attempting to accomplish and have a good idea of what it's going to cost you. Talk to a contractor before you talk to the bank. Include in your figures an amount for builder's cost overruns.
You need to ask your self some questions before you apply to get a financing home improvement loan. For instance, is the value of the upgrade being worth more than the cost? If not, will the increase in satisfaction you derive from the upgrade be worth the additional monthly payments? Are there feasible tax implications?
If you're purchasing a fixer upper, you can often get a loan in excess of the actual value of the home with the condition that you use the extra money to develop value into the house and make it habitable. In the event you have equity in your home, you can occasionally take out a second. You are able to also refinance your loan so that you simply have one mortgage that covers the original amount owed plus the new amount for financing home improvement all at one low rate. Lastly, you can finance home improvement with an unsecured loan, also referred to as a signature loan.
If you want to make significant upgrades to your home, get financing home improvement loans. Knee Deep In Debt? Get Relief Today! http://nonprofitcreditcardconsolidation.net/
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Price: $36,820-$39,940
Competitors: Lexus ES 350, Lexus ES 300h, Acura TL, Cadillac XTS, Hyundai Genesis, Toyota Avalon, Buick LaCrosse/LaCrosse eAssist, Audi A6
Powertrains: 2.0-liter four-cylinder Ecoboost, 240 hp, 270 lb-ft; 3.7-liter V-6, 300 hp, 277 lb-ft; 2-liter, four-cylinder hybrid, 188 hp, 129 lb-ft; FWD/AWD
EPA Fuel Economy (city/hwy): 26-28/31-33 (I4), 18-19/22 (V-6), 45/45 (hybrid)
What's New: It's been a tough road for Lincoln. After Ford killed Mercury in 2010, the company set out to reinvent its luxury brand as a player in the upscale market once more. But like Mercury, Lincoln suffers from one nagging problem: It's essentially a fancy Ford with a slightly different face. Unable to stay competitive with other luxury carmakers, Lincoln's sales have plummeted to 85,643 units in 2011, down from a company high of more than 200,000 in 1990. To right the Lincoln ship, Ford hired Max Wolff to be Lincoln's first-ever design director, created a separate design studio specifically for Lincoln, and even renamed the brand The Lincoln Motor Company.
Now we have the 2013 MKZ, the first all-new product from the all-new Lincoln. As with the last-gen MKZ, the newest iteration rides on the same global architecture as the 2013 Ford Fusion and has an identical 112.2-inch wheelbase. But that's where the structural similarities end. The MKZ is 2.4 inches longer, 0.1 inch taller, and half an inch wider than the Fusion. The car is remarkably close to the MKZ concept Lincoln first showed off last year in Detroit, featuring the same silky roofline, an exaggerated, steeply raked split-wing grille, and a decidedly European rear. Yet for all of those swooping and sweeping lines, the sheet metal is stretched tight, giving the car an equally muscular appearance.
Lincoln also upgraded the MKZ's interior, with leather, wood applique, and styling that mimics the car's exterior design cues. The MKZ's new bridge center console reflects the car's roofline and houses two hidden drink holders, a rear compartment, and two different open-air storage cubbies below the arch and under the dash. This extra storage area is made possible by ditching a classic shifter setup for a push-button system on the dash, located to the left of the standard 8-inch LCD screen with MyLincoln Touch. Below the screen is a CD player, two touch-sensitive chrome bars that let you adjust volume and fan speed, and other HVAC capacitive controls. The leather-wrapped steering has controls for a Bluetooth-connected phone, adaptive cruise control (part of the $2250 Technology Package), and customizable digital information screens in the 10.1-inch cluster display, which nicely balances futuristic and classic design themes.
Underneath, the MKZ comes standard with Lincoln Drive Control, a customizable continuously controlled damping system that adjusts the movement of the MacPherson struts and aluminum control arms up front and the multilink suspension in the rear every 2 milliseconds. Engine options consist of an entry-level 2.0-liter Ecoboost, a 3.7-liter Ecoboost, and, most interestingly, a no-extra-cost hybrid option. Both gas-engine options come mated to a six-speed automatic transmission while the hybrid gets a CVT.
Our test car also had the MKZ's most prominent exterior feature: the 15.2-square-foot retractable glass panoramic roof, a $2995 option. With the push of a button, the glass panel rises up and slides back above the rear window, exposing three-quarters of the interior to the sky. To protect passengers from the sun, the glass panel is rated up to 100 SPF, but there's also a retractable cloth screen for complete coverage. To increase cabin serenity, the MKZ also features active noise cancellation and a whole heap of sound deadening. Just jimmy your finger into the crease between the ceiling and the panoramic roof and you'll feel a solid inch of noise-absorbing materials.
Tech Tidbit: The MKZ, like the Fusion, has a new driver-assist feature called Lane Keeping System. One of the coolest features of this system is that it reads lane markings with a forward-facing camera and uses the electric power steering to move the steering wheel and nudge you back into the lane. That, along with Adaptive Cruise Control, Collision Warning, and Brake Support, enables the MKZ to be semi-autonomous?you could leave your feet off the pedals and hands off the wheel and the car will keep pace with the car in front of it while maintaining its course between the white lines. The MKZ can't quite drive itself, but it makes monotonous long hauls and stressful heavy traffic more bearable. Fully autonomous vehicles are still at least a decade away, but we will continue to see this technology trickle into production vehicles.
Driving Character: For our test drive, we requested the 3.7-liter, V-6- equipped MKZ, the only engine not available on the Fusion. Fully loaded, our test car came to a neck-hair-bristling $51,185. From behind the wheel, the wood trim, leather, and clean surfaces impart luxury, but the interior still lacks a certain refinement that you would see in an Audi or a BMW at the same price. The slightly bolstered seats wrap you just tight enough to suggest a bit of sportiness, and the leather-wrapped wheel soothed our road rage as we escaped the clogged traffic of NYC for open pavement.
Navigating loopy mountain roads and straight highways on our 115-mile drive through Westchester County and around Bear Mountain State Park, the MKZ's 3.7-liter proved powerful enough, though on occasion the transmission took a little longer than it should to downshift for more juice. The car's electrical power-assisted steering is nicely tuned and felt especially honed through a series of S turns that made us work like a dog darting through weave poles. The chassis feels firm and planted and the Lincoln Drive Control provides plenty of support?if not a little softness?in the turns. Along with the standard drive, park, reverse, and neutral settings, the MKZ also features a sport mode that stiffens the suspension, making it more responsive and noticeably more fun to whip around mountain roads, though the overall driving experience doesn't inspire any exclamations of amazement.
It's the setup of the center console that truly helps the MKZ's interior feel modern. Although the plastic push-button shifting looks cheap, the sparse center console and dash make for a clean cabin. And even though it's a fingerprint magnet, we had no trouble with the much-derided MyLincoln Touch system and think it receives unfair grief. Yet it is the same interface used in the Fusion, so it's hard to shake the feeling that you're sitting in a thinly disguised Ford. The touch-sensitive volume and fan bars proved finicky for precise operation, though the effect impresses when they do work. For volume, eventually we switched to the more straightforward buttons on the steering wheel. The bridge console also disappoints, as the open-air cubbies require some inconvenient hand contortions to reach anything. In the end, we'd prefer a standard shifting setup and center console to the MKZ's current execution.
On our drive, the MKZ's new styling drew stares and even a few compliments. That said, the design feels a tad outdated already. This might just be the inevitable effect of the split-wing grille, which lends itself to a certain older aesthetic, but Lincoln's new design language still needs some fine-tuning if it is to avoid being associated primarily with Baby Boomers.
Favorite Detail: While the front-end styling of the MKZ leaves us conflicted, the rear-end styling is a home run. The way the sloping roofline abruptly meets the short, angular trunk lid makes for an aesthetically pleasing juxtaposition, and we like the way the LED taillights span the rear of the car, exaggerating its width. The shape of the exhausts mirrors the wider parts of the taillight, which is also a nice touch.
Driver's Grievance: The center console could have made the car more open but instead wasted the space. For those with a critical eye for design, there's also an unfortunate issue with cars that have the panoramic roof: Because the entire roof slides back and onto the rear window, there is no place for a modern "shark-fin" antenna. The solution is a rather large and ugly rubber antenna on the left rear of the car. And when the panoramic roof is all the way back, it covers most of the back window and rear visibility becomes subpar, with only 9 to 12 inches of the view being perfectly clear. There is an optional backup camera system as part of a $5330 equipment package, but this doesn't help when you're driving down a highway.
Bottom Line: With the MKZ, Lincoln needed a huge hit and came up short. Faster, quieter, cheaper, and with more standard features than its Lexus counterparts (another luxury brand limited by its dependence on parent-company chassis), the MKZ will certainly steal some consumers and attract younger buyers. But after the first few hours in our test car, the novelty of the styling and roof wore off and it became hard to think of the MKZ as anything else but a loaded Fusion?one that costs roughly $20,000 more. This is a major problem for Lincoln. The MKZ is the first of seven new or refreshed models coming in the next three years, so the brand has plenty more opportunities to change consumers' perceptions. But at this moment and in this economy, we'd pass on the MKZ and option-out a premium sedan instead.
Source: http://www.popularmechanics.com/cars/reviews/drives/2013-lincoln-mkz-test-drive?src=rss
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HARARE, Zimbabwe (AP) ? Police in Zimbabwe say they are investigating a massive explosion at a tribal sorcerer's house outside the capital, Harare.
Police officials said Tuesday the blast killed five people.
The sorcerer, often known in the West as a witchdoctor, and a man seeking to improve his failing finances, were among the dead, witnesses said.
The explosion damaged 12 nearby houses in the Chitungwiza township.
Witnesses said crowds began sprinkling salt on nearby streets and sidewalks afterward, a traditional belief to ward off evil spirits.
Army bomb disposal experts told neighbors they found no remnants of a bomb or gasoline or gas containers.
In Zimbabwe superstition, sorcerers can use lightning, common during current rain storms, to eradicate enemies. Neighbors told reporters they feared a "lightning manufacturing process" was being carried out Monday.
Source: http://news.yahoo.com/zimbabwe-big-blast-sorcerers-house-kills-5-150348188.html
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Dan Houston, Bernalillo County sheriff, revealed Tuesday that a 15-year-old teen accused of killing five family members was "involved heavily" in violent video games.
By Tracy Connor, Staff Writer, NBC News
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A 15-year-old video-game fanatic accused of killing his parents and three younger siblings because he was mad at his mom will be tried as an adult, a New Mexico prosecutor announced Tuesday.
Nehemiah Griego was being held without bail in a juvenile facility as authorities revealed that he was ?unemotional? when talking about the massacre but perked up when he talked about his love of violent games, including ?Modern Warfare? and ?Grand Theft Auto.?
"It was kind of what he was into and was quite excited as he got the opportunity to discuss that with investigators," Bernalillo County Sheriff Dan Houston said a news conference.
Bernalillo County
Nehemiah Griego, 15, is accused of killing his parents and three siblings in New Mexico.
The teen began planning the murders at least a week ago because he was upset with his mother, but his blood lust went beyond the family, police said.
He contemplated shooting up a local Walmart and killing his 12-year-old girlfriend's parents, Houston said.
The suspect sent the girl a photo of his dead mother after he shot her around 1 a.m and spent most of Saturday ? between ambushing his father at 6 a.m. and going to his church at 8 p.m. -- with her, officials said.
The unidentified girl has not been charged, but might be at some point, Houston said.
Griego was held without bail at a juvenile detention facility but will be tried as an adult on charges of first-degree murder and child abuse leading to death, Bernalillo District Attorney Kari Brandenburg said.
The case will be presented to a grand jury within 10 days.
Griego gave investigators the vaguest of explanations for his actions, officials said.
"The motive as articulated was purely that he was frustrated with his mother," Houston said, explaining that the suspect refused to elaborate. "He was just frustrated with how things were."
Watch the sheriff's full news conference here
He said the teen was "very stern" as he walked investigators through the cold-blooded executions.
He had four guns -- a .22 rifle with a 10-round ammunition holder, an AR-15 semiautomatic rifle and two 12-gauge shotguns -- some of which had been purchased by his father's friends and sold to the dad privately, police said.
At 1 a.m., he allegedly killed his mother, Sarah, 40, while she slept. His 9-year-old brother, Zephania, was "awake and distraught" when he was slain soon after. A 2-year-old, Angelina, was sleeping when she was shot. A 5-year-old girl, Jael, was awake when she was killed.
Then Griego lay in wait for his father, Greg, 51, a former jailhouse chaplain who was working the graveyard shift at a rescue mission. When he came home, his son killed him, too, the sheriff said.
The father, a reformed gang member who used to run a halfway house for ex-cons on his property, had taught his son how to shoot, police said.
Court documents say that the teen envisioned dying in a firefight with law enforcement after the killings.
Instead, he spent the rest of the day with his girlfriend before he went to Calvary Church, where his father had once been pastor, and told people his family was dead, Houston said.
A church security guard was driving the teen back to his house when he apparently had misgivings and called police, who went to the house and found the horrific scene.
Police said they do not believe Griego had drugs or alcohol in his system, and there is no indication he was ever treated for mental illness.
"This is beyond any human reasoning or understanding at this time," Houston said.
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Related:
New Mexico teen accused of killing family wanted to kill more, police say
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Church Bombed on New Year?s Day
January 19 (World Watch Monitor) ? (Compass) - A powerful bomb exploded at Aden?s historic Christchurch in southern Yemen in the early hours of New Year?s Day, knocking out a dozen sections of the wall around the church compound and leaving two rooms of the pastor?s residence in shambles. No one was injured in the 5:30 a.m. blast, which shattered every window on one side of the parsonage. The only occupants of the building, a couple sleeping in an upper-story bedroom on the opposite side of the building, were untouched. The pastor and his wife were abroad for their Christmas holidays at the time of the blast. The bombing of the Anglican church was one of five explosions set off in the port during the first 48 hours of 2001. None of the explosions resulted in casualties.NOTE TO READERS
We've changed our name to World Watch Monitor, and we're building a new website, to replace Compass Direct in early 2013.e-mail this to a friend | printable version |
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Source: http://www.worldwatchmonitor.org/english/country/Yemen/2001/newsarticle_0762.html/
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by Laura on January 9, 2013
If you are getting married soon you will not want to miss the Bridal Expo at the Hylton Performing Arts Center.
On Sunday January 13 at 1:00 p.m. the Hylton Performing Arts Center will host a Bridal Expo. This Expo is part of series and this one will feature a very important part of every wedding-the FOOD! The Expo will give you the opportunity to taste some of the finest cuisine in the area. Some of the finest caterers in the Northern Virgina area will be in attendance. The Bridal Expo will give you great ideas for your reception and wedding food needs. The variety varies from Lebanese to Soul Food. Some of the caterers will also be offering gluten free products to sample. Some of the best bakers in the area will also be present and the best part is you can taste it all.
To attend this event you must first register to do that go to REGISTER.While registering for this event you can also register for the next event Date Night! which will give you info on different wedding ideas.
This event is being put on by the fabulous ?Your Go2 Girls?. The Go2 Girls are a full-service event, management and consulting firm. For more information about the Go2 Girls check out their website at GIRLS.
The Bridal Expo: Food, Food, Food is being held at the Hylton Performing Arts Center. The Hylton Center is located at 10960 George Mason Circle, Manassas. For more information about the Hylton Center go to INFO. You can also check out the Facebook page for all of the Hylton Centers Bridal Expos at Facebook.
This sounds like a great event to help plan your big day! Hylton Performing Center is just a short drive from the MCB Quantico area.
QuanticoLive is brought to you by MilitaryByOwner Advertising. Inc., your resource for MCB Quantico Off-Base Housing.
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There isn't a hardware standard for Valve's upcoming Steambox concept. While the goal of the initiative is to move PC gaming from the desk to the living room, that doesn't necessarily involve a single hardware standard or minimum spec, Valve hardware engineer Jeff Keyzer told Engadget in an interview this morning at CES 2013. "It's going to be different things for different people. We're interested in investigating an ecosystem of devices that don't necessarily have to share a common spec," Keyzer said. Nothing's set in stone, of course, and Valve's still very much in the exploratory phase of its Steambox push. "We're exploring the space, and trying to understand what the tradeoffs are and how that impacts the user experience -- what it's like to actually use this hardware and play games," he explained. Beyond specs, he pointed out that all the prototypes of Steambox on display at CES share one common feature: "they don't look totally out of place in a living room."
Keyzer and the hardware team at Valve certainly seem to understand the challenges ahead of them in 2013. In true Valve fashion, their approach to tackling those challenges lies in iteration and openness. "We're planning to be open and involve users, so I think over the coming year you'll hear from us, and it won't be this big secret. I really think that it's going to be quite open," Keyzer said. And there's that hardware beta we heard about last year, lest you forget.
Steam's Big Picture Mode -- a TV- and controller-friendly version of Valve's widely used digital gaming service -- is the first volley in Valve's big living room push. Keyzer pointed out that several devices already on the market are essentially doing what Valve hopes to do in the coming year with its own hardware. "There are a lot of computer manufacturers that are making computers like these now that you can buy presently and are supporting Big Picture," he said, referencing the three non-Valve PCs on display in the booth. "But we think that there's a lot of fertile ground for innovation and exploration in that area, so that's what we're doing," he added.
Filed under: Desktops, Gaming, Software, HD
Source: http://www.engadget.com/2013/01/09/steambox-interview-jeff-keyzer/
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